Business & Key Person Insurance
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Protect Your Business and Its Most Valuable People
Key Person Life Insurance helps your business stay afloat if a key partner or top employee passes away. It provides the funds needed to hire replacements, cover losses, and maintain operations.
Why Choose Key Person Coverage?
- Replace lost revenue or leadership
- Protect business loans or credit lines
- Fund buy-sell agreements
- Improve business continuity
Who It’s For:
- Founders and co-owners
- Small business owners with key employees
- Companies with succession plans
Frequently Asked Questions
Any employee whose skills, knowledge, or leadership is critical to the business. This often includes founders, CEOs, top salespeople, and specialists.
The business receives the payout and can use it for any purpose covering expenses, paying debt, or recruiting talent.
Yes. Life insurance is a common tool to fund business succession plans or partner buyouts.
Premiums are not deductible, but the death benefit is usually tax-free to the business.
Protect Your Business. Plan for the Unexpected.
Key Person coverage is a smart, affordable way to keep your company strong no matter what.
