Index Universal Life
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Flexible Lifetime Coverage & Growth Potential
Index Universal Life (IUL) offers permanent life insurance plus the chance to build cash value based on market index performance without the risk of market losses.
It’s a smart choice for those looking for lifelong protection and tax-advantaged savings.
IUL Highlights:
- Permanent life insurance coverage
- Cash value linked to the stock market
- Zero risk of market loss
- Flexibility to adjust premiums or death benefit
Frequently Asked Questions
IUL offers more growth potential than whole life, with flexibility. But it may require more attention. We’ll help you decide what’s right.
Your cash value can grow when the market index rises. But unlike direct investments, your policy won’t lose money if the market drops.
Yes. You can borrow or withdraw from your cash value for retirement, emergencies, or major expenses.
Definitely. Many use IUL as a supplemental retirement income stream tax-free when structured correctly.
Grow Your Legacy While Staying Protected
Build wealth with lifetime coverage and downside protection.
